Heat olive oil in a pot over medium heat. Add onion, jalapeno and garlic. Cook just until softened, about 2 minutes. Add in prime rib or steak. Cook until it starts to brown.
Pour in ale. Scrape up any brown bits that have stuck to the bottom of the pot. Pour in tomatoes, beans, and beef broth. Add in worcestershire, cumin and chili powder. Bring to a boil. Boil for 5 minutes. Reduce heat to simmer and cook for 2 hours.
During the last 10 minutes of cooking add kale.
Ladle chili into bowls. Garnish with sour cream, cheddar and onions if desired.