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Hot Nacho Dip

Tired of soggy chips?! Ditch traditional nachos and make this Hot Nacho Dip. Layers of refried beans, queso dip, seasoned beef, tomatoes, olives, jalapeños and two kinds of cheese. 

Who doesn’t love nachos? I mean seriously, what is not to love about a big plate of chips covered with cheese, meat, beans, tomatoes, olives and jalapeños?

Side angle photo of hot nacho dip in a white dish.

Now, imagine with me for a moment that you remove the chips from the equation and take all of those wonderful goodies that you usually pile on top of the chips, layer everything in a casserole dish and bake until hot and bubbly.

That my friends is what I like to call Hot Nacho Dip.

Side angle shot of nacho dip in a white dish

I got the idea for this dip after trying to dig out a soggy chip from a pile of nachos for the 21907493014th time. I love nachos but soggy chips are not my fave. Hot Nacho Dip solves that dilemma because there is all the goodness of nachos in a hot melty dip that you dip the chips into.

Overhead photo of hot nacho dip in a white casserole dish with a teal napkin.

What ingredients do you need?

To make this Hot Nacho Dip, think of all the ingredients that you like to pile on top of nachos. That is exactly what you’ll find here:

Ground beef: You could also use shredded chicken, slow cooker pulled pork or even chorizo in this recipe. If you use chorizo, be sure to drain the grease just like you would do with ground beef.

Overhead photo of dip in a white dish with teal napkin.

Spicy Refried Beans: Beans are always a great addition to nachos as they make them super hearty. You can use regular refried beans in this recipe too if you want to cut down on spice.

Salsa Con Queso, Cheddar and Jack Cheese: That’s right THREE different kinds of cheese. Cheddar and jack cheese melt to give you that stringy cheese pull that we love about nachos. The queso adds another layer of melty cheese goodness!

Onions: add a bit of crunch to the dip

Roma Tomatoes: Be sure to remove the seeds inside. It’ll help prevent the dip from getting watery.

Black Olives: Totally optional but I love them on my nachos

Jalapeños: Also optional but I’ve gotta have some crunchy heat on my nachos!

A scoop of dip on a chip with pickled jalapeños

How do you make this dip?

Guys it could not be easier! The most difficult part is simply browning the meat with the seasonings and onion. Once you get that done, all you do is layer everything in a baking dish and then bake until bubbly.

All deliciousness and no soggy chips.

DES TIP: There is a lot going on with this dip so make sure that you pick a thick hearty chip that can handle the dip without breaking.

A scoop of hot nacho dip on a chip.

To get even more deliciousness, you could also top Hot Nacho Dip with sour cream and guacamole. Because guacamole.

Looking for more game day snacks? Here are some of my must haves: 

Dill Pickle Chicken Wings 

Deep Fried Cheese Curds

Italian Pressed Sandwich 

Ham Roll Ups 

Can’t get enough dips? Check out these!

Creamy Ranch Dip 

Seven Layer Dip

Habanero Hot Sauce

Homemade Tartar Sauce Recipe

Garlic Aioli 

Recipe originally published Nov 5, 2009 and updated July 2020 with new notes and nutrition facts. 

Overhead photo of dip in a white dish with teal napkin.

Hot Nacho Dip

Ditch traditional nachos and make this Hot Nacho Dip. Layers of refried beans, queso dip, seasoned beef, tomatoes, olives, jalapeños and two kinds of cheese
5 from 5 votes
Prep Time 10 mins
Cook Time 25 mins
Total Time 35 mins
Course Easy Appetizer Recipes
Cuisine Mexican
Servings 6 Servings
Calories 263 kcal



  • 1/2 teaspoon ground cumin
  • 1/2 teaspoon garlic powder
  • 1/2 teaspoon chili powder
  • 1 teaspoon kosher salt
  • 1/2 pound ground beef
  • 1/2 medium onion diced
  • 1 15 ounce can spicy refried beans
  • 1 cup salsa con queso
  • 2 roma tomatoes seeded and diced
  • 1 2.5 ounce can sliced black olives
  • 1/2 cup pickled sliced jalapenos
  • 1/2 cup shredded cheddar cheese
  • 1/2 cup shredded jack cheese


  • Preheat oven to 350 degrees.
  • Combine cumin, garlic powder, chili powder and kosher salt in a small bowl. Set aside.
  • Heat a frying pan over medium-high heat. Add ground beef and seasoning mixture. Cook until beef is browned. Transfer to a colander placed over a bowl to strain the grease. Set aside.
  • In the same pan that you cooked the beef in, add the diced onion. Cook 2-3 minutes or until softened. Return beef to pan. Toss to combine. Remove from heat.
  • Spread refried beans in the bottom of an 8" x 8" glass baking dish. Spread salsa con queso over the refried beans. Spoon meat mixture over the top, spread evenly. Place in oven and bake for 10 minutes.
  • Remove from oven and layer with olives, tomatoes, jalapenos, cheddar and jack cheese. Return to oven and bake for 10 more minutes or until cheese is melted and the edges are bubbly.
  • Remove from oven allow to cool for a several minutes. Serve.


Nutrition facts for estimation purposes only.


Calories: 263kcalCarbohydrates: 22.7gProtein: 18.8gFat: 11gSaturated Fat: 4.8gCholesterol: 50mgSodium: 1349mgFiber: 5.8gSugar: 2.2g
Tried this recipe?Mention @lifesambrosia or tag #lifesambrosia!
Keywords: 7 layer dip, appetizer, beef, Dip, Food, ground beef, jalapenos, man food, mexican, nacho cheese, nacho cheese dip, olives, Recipe, refried beans, salsa con queso, seven layer dip, superbowl superbowl snack, taco, tacoc meat, tomatoes, tortilla chips

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Recipe Rating

  • Reply
    Sound of text
    October 4, 2023 at 10:30 pm

    This is a great recipe! I made it for a party and it was a big hit!

  • Reply
    February 9, 2019 at 9:57 am

    5 stars
    Looks delicious…one question though… does this go with tortilla chips too?

    • Reply
      February 9, 2019 at 11:15 am

      Yes! I would recommend tortilla chips that are a bit thicker that can handle such a heavy dip. Mission Tortilla Strips are my favorite for this.

  • Reply
    Megan | MegUnprocessed
    May 4, 2018 at 8:03 am

    Great idea to leave the chips out and let people do their own dipping!

  • Reply
    Lindsay @ The Live-In Kitchen
    May 1, 2018 at 12:46 pm

    5 stars
    Such a yummy idea, nachos are the best!

  • Reply
    Fran Kaminski
    April 24, 2018 at 9:52 am

    How do you make the hot nacho dip?

    • Reply
      April 24, 2018 at 2:02 pm

      Hi Fran!
      The instructions are listed on the recipe above. The video also helps show you how! :)

      • Reply
        Fran Kaminski
        April 25, 2018 at 4:54 pm

        Where do I find salsa con con queso?

        • Reply
          April 25, 2018 at 5:26 pm

          You could find it in the chip aisle of the grocery store. it’s a cheese dip with salsa mixed in. Tostitos has one I know :)

  • Reply
    Michael Garcia
    February 11, 2018 at 6:12 pm

    5 stars
    Oh my gosh! You are a lifesaver! I am a HUGE fan for nachos, but when I seen your recipe for Hot Nacho Dip, my heart stopped and I fell in love instantly; it is literally the best of both worlds! Thank you for sharing this amazing recipe! 😁

    • Reply
      February 12, 2018 at 1:31 pm

      You are welcome!! I agree, it is the perfect combo of dip and nachos!

  • Reply
    Richa Gupta
    February 2, 2018 at 7:46 pm

    Yummy dip, perfect for game day!

  • Reply
    February 2, 2018 at 5:55 pm

    Yummm! I can’t wait to try this!

  • Reply
    Megan | MegUnprocessed
    January 30, 2018 at 9:26 pm

    So fun for the game!

  • Reply
    January 30, 2018 at 11:53 am

    This is the perfect dinner for my husband! :)

  • Reply
    Jacque Hastert
    January 30, 2018 at 11:49 am

    5 stars
    I want some right now!

  • Reply
    January 30, 2018 at 8:08 am

    We could eat nachos every day of the week!!

  • Reply
    January 30, 2018 at 7:40 am

    These are my love language!!!

  • Reply
    eat good 4 life
    January 29, 2018 at 7:03 pm

    Oh boy, this would be perfect for superbowl Sunday! So yummy.

  • Reply
    January 29, 2018 at 4:53 pm

    You are such a problem solver!! Love it!

  • Reply
    January 29, 2018 at 4:53 pm

    Wow!! This is my kind of dip!!

  • Reply
    Dorothy at Shockingly Delicious
    January 29, 2018 at 4:34 pm

    This is such a smart idea! No one wants a soggy chip! This is going on the Super Bowl menu for sure!

  • Reply
    Anna @ Crunchy Creamy Sweet
    January 29, 2018 at 2:59 pm

    This dip is so cheesy and delicious! Perfect for a game day!

  • Reply
    Marilyn the nurse
    January 29, 2018 at 12:05 pm

    5 stars
    This recipe looks wonderful – will be making this for the Super Bowl!!!
    Can’t wait!!!!!

  • Reply
    April 12, 2013 at 11:06 am

    Brilliant! I mean, who in their right mind likes those soggy chips underneath? Ummm, nobody! Gonna make this one very soon.

  • Reply
    September 11, 2012 at 8:22 pm

    If I substitute ground turkey for beef, do I need to do anything else?

    • Reply
      September 11, 2012 at 8:25 pm

      Iman- Nope! I do that substitution all the time.

  • Reply
    September 25, 2010 at 1:07 pm

    We loved it! We also used a cup of the cheeses instead of a half cup and pepper Jack instead of plain Jack. It was wonderful!!!!!

    • Reply
      September 26, 2010 at 10:37 pm

      Thank you Anne! I love the idea of using pepper jack. I will have to try that next time. And I’m pretty sure there is never a thing as too much cheese when it comes to nachos : )

  • Reply
    February 3, 2010 at 2:55 pm


    • Reply
      February 9, 2010 at 10:10 pm

      Thanks Ken! :)

  • Reply
    Tim Bennett
    February 3, 2010 at 1:11 pm

    It’s superbowl Sunday and I’m going to make your receipe it looks great thank you
    Tim Bennett

  • Reply
    February 3, 2010 at 11:01 am

    This sounds great! Do you maintain a cookbook for individuals at this site or do we have to download and print? Right now my printer is being obstinate and won’t print anything off the web. My daughter [the almost resident comp. guru hasn’t had time to come and fix it, yet.”soon” she says].

  • Reply
    November 18, 2009 at 6:40 am

    Thinking this would be ultra good w/ chorizo fried up and added rather than beef. Zing!

    • Reply
      November 21, 2009 at 9:34 am

      Letty- that would be a great substitution. I’ll have to try it. Thanks!

  • Reply
    November 14, 2009 at 12:15 pm

    What a tasty looking dip!

    • Reply
      November 15, 2009 at 6:16 pm

      Thank you Kevin!

  • Reply
    November 7, 2009 at 6:12 pm

    Made this one tonight at the house… another hit Des.

    Thanks for the recipe.

    • Reply
      November 9, 2009 at 11:15 am

      You’re welcome Gary! I’m glad you enjoyed it :)


    Hey! I'm Des!

    Welcome to Life’s Ambrosia where Dinner is served and memories are made. Here you will find over 1000 tried and true recipes for every possible occasion. In the last 10 years, this blog has helped millions of families put dinner on the table and create food memories. Let me help you too.

    Read more »

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