Tired of soggy chips?! Ditch traditional nachos and make this Hot Nacho Dip. Layers of refried beans, queso dip, seasoned beef, tomatoes, olives, jalapeños and two kinds of cheese. 

Who doesn’t love nachos? I mean seriously, what is not to love about a big plate of chips covered with cheese, meat, beans, tomatoes, olives and jalapeños?

Side angle photo of hot nacho dip in a white dish.

Now, imagine with me for a moment that you remove the chips from the equation and take all of those wonderful goodies that you usually pile on top of the chips, layer everything in a casserole dish and bake until hot and bubbly.

That my friends is what I like to call Hot Nacho Dip.

Side angle shot of nacho dip in a white dish

I got the idea for this dip after trying to dig out a soggy chip from a pile of nachos for the 21907493014th time. I love nachos but soggy chips are not my fave. Hot Nacho Dip solves that dilemma because there is all the goodness of nachos in a hot melty dip that you dip the chips into.

Overhead photo of hot nacho dip in a white casserole dish with a teal napkin.

What ingredients do you need?

To make this Hot Nacho Dip, think of all the ingredients that you like to pile on top of nachos. That is exactly what you’ll find here:

Ground beef: You could also use shredded chicken, slow cooker pulled pork or even chorizo in this recipe. If you use chorizo, be sure to drain the grease just like you would do with ground beef.

Overhead photo of dip in a white dish with teal napkin.

Spicy Refried Beans: Beans are always a great addition to nachos as they make them super hearty. You can use regular refried beans in this recipe too if you want to cut down on spice.

Salsa Con Queso, Cheddar and Jack Cheese: That’s right THREE different kinds of cheese. Cheddar and jack cheese melt to give you that stringy cheese pull that we love about nachos. The queso adds another layer of melty cheese goodness!

Onions: add a bit of crunch to the dip

Roma Tomatoes: Be sure to remove the seeds inside. It’ll help prevent the dip from getting watery.

Black Olives: Totally optional but I love them on my nachos

Jalapeños: Also optional but I’ve gotta have some crunchy heat on my nachos!

A scoop of dip on a chip with pickled jalapeños

How do you make this dip?

Guys it could not be easier! The most difficult part is simply browning the meat with the seasonings and onion. Once you get that done, all you do is layer everything in a baking dish and then bake until bubbly.

All deliciousness and no soggy chips.

DES TIP: There is a lot going on with this dip so make sure that you pick a thick hearty chip that can handle the dip without breaking.

A scoop of hot nacho dip on a chip.

To get even more deliciousness, you could also top Hot Nacho Dip with sour cream and guacamole. Because guacamole.

Looking for more game day snacks? Here are some of my must haves: 

Dill Pickle Chicken Wings 

Deep Fried Cheese Curds

Italian Pressed Sandwich 

Ham Roll Ups 

Can’t get enough dips? Check out these!

Creamy Ranch Dip 

Seven Layer Dip

Habanero Hot Sauce

Homemade Tartar Sauce Recipe

Garlic Aioli 

Recipe originally published Nov 5, 2009 and updated July 2020 with new notes and nutrition facts. 

Hot Nacho Dip
10m
Prep
25m
Cook
35m
Total

Servings

6

Ingredients

  • 1/2 teaspoon ground cumin
  • 1/2 teaspoon garlic powder
  • 1/2 teaspoon chili powder
  • 1 teaspoon kosher salt
  • 1/2 pound ground beef
  • 1/2 medium onion (diced)
  • 1 15 ounce can spicy refried beans
  • 1 cup salsa con queso
  • 2 roma tomatoes (seeded and diced)
  • 1 2.5 ounce can sliced black olives
  • 1/2 cup pickled sliced jalapenos
  • 1/2 cup shredded cheddar cheese
  • 1/2 cup shredded jack cheese

Instructions

  1. Preheat oven to 350 degrees.
  2. Combine cumin, garlic powder, chili powder and kosher salt in a small bowl. Set aside.
  3. Heat a frying pan over medium-high heat. Add ground beef and seasoning mixture. Cook until beef is browned. Transfer to a colander placed over a bowl to strain the grease. Set aside.
  4. In the same pan that you cooked the beef in, add the diced onion. Cook 2-3 minutes or until softened. Return beef to pan. Toss to combine. Remove from heat.
  5. Spread refried beans in the bottom of an 8" x 8" glass baking dish. Spread salsa con queso over the refried beans. Spoon meat mixture over the top, spread evenly. Place in oven and bake for 10 minutes.
  6. Remove from oven and layer with olives, tomatoes, jalapenos, cheddar and jack cheese. Return to oven and bake for 10 more minutes or until cheese is melted and the edges are bubbly.
  7. Remove from oven allow to cool for a several minutes. Serve.
Nutrition Facts
Amount per serving
Calories
263
% Daily Value*
Total Fat 11g 14%
Saturated Fat 5g 24%
Cholesterol 50mg 17%
Sodium 1349mg 59%
Total Carbohydrate 23g 8%
Dietary Fiber 6g 21%
Total Sugars 2g
Protein 19g
* The % Daily Value tells you how much a nutrient in a serving contributes to a daily diet. 2,000 calories a day is used for general nutrition advice.
★★★★★ 5.0 (5 reviews)
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Deseree

Whether it is cooking it, eating it, shopping for it or watching TV about it, food is one of my favorite things.

41 Reviews

  1. Deseree August 20, 2025

    I’ve never made it in a slow cooker so I can’t say for sure. I think you could cook the meat in a separate pan then layer everything in the crockpot. It would keep it warmer longer that way. If I did this, I would put the cheese on right away instead of cooking then adding cheese and then cooking again. Let me know if you try it!

  2. Cathy August 19, 2025

    Can this be made in a slow cooker rather than an oven??

  3. Sound of text October 4, 2023

    This is a great recipe! I made it for a party and it was a big hit!

  4. Deseree February 9, 2019

    Yes! I would recommend tortilla chips that are a bit thicker that can handle such a heavy dip. Mission Tortilla Strips are my favorite for this.

  5. Anju February 9, 2019

    Looks delicious…one question though… does this go with tortilla chips too?

  6. Megan | MegUnprocessed May 4, 2018

    Great idea to leave the chips out and let people do their own dipping!

  7. Lindsay @ The Live-In Kitchen May 1, 2018

    Such a yummy idea, nachos are the best!

  8. Deseree April 25, 2018

    You could find it in the chip aisle of the grocery store. it’s a cheese dip with salsa mixed in. Tostitos has one I know :)

  9. Fran Kaminski April 25, 2018

    Where do I find salsa con con queso?

  10. Deseree April 24, 2018

    Hi Fran!
    The instructions are listed on the recipe above. The video also helps show you how! :)

  11. Fran Kaminski April 24, 2018

    How do you make the hot nacho dip?

  12. Deseree February 12, 2018

    You are welcome!! I agree, it is the perfect combo of dip and nachos!

  13. Michael Garcia February 11, 2018

    Oh my gosh! You are a lifesaver! I am a HUGE fan for nachos, but when I seen your recipe for Hot Nacho Dip, my heart stopped and I fell in love instantly; it is literally the best of both worlds! Thank you for sharing this amazing recipe! 😁

  14. Richa Gupta February 2, 2018

    Yummy dip, perfect for game day!

  15. Carolyn February 2, 2018

    Yummm! I can’t wait to try this!

  16. Megan | MegUnprocessed January 30, 2018

    So fun for the game!

  17. Catalina January 30, 2018

    This is the perfect dinner for my husband! :)

  18. Jacque Hastert January 30, 2018

    I want some right now!

  19. Megan January 30, 2018

    We could eat nachos every day of the week!!

  20. ashley January 30, 2018

    These are my love language!!!

  21. eat good 4 life January 29, 2018

    Oh boy, this would be perfect for superbowl Sunday! So yummy.

  22. Sabrina January 29, 2018

    You are such a problem solver!! Love it!

  23. Jen January 29, 2018

    Wow!! This is my kind of dip!!

  24. Dorothy at Shockingly Delicious January 29, 2018

    This is such a smart idea! No one wants a soggy chip! This is going on the Super Bowl menu for sure!

  25. Anna @ Crunchy Creamy Sweet January 29, 2018

    This dip is so cheesy and delicious! Perfect for a game day!

  26. Marilyn the nurse January 29, 2018

    This recipe looks wonderful – will be making this for the Super Bowl!!!
    Can’t wait!!!!!

  27. Karen April 12, 2013

    Brilliant! I mean, who in their right mind likes those soggy chips underneath? Ummm, nobody! Gonna make this one very soon.

  28. Deseree September 11, 2012

    Iman- Nope! I do that substitution all the time.

  29. Iman September 11, 2012

    If I substitute ground turkey for beef, do I need to do anything else?

  30. Deseree September 26, 2010

    Thank you Anne! I love the idea of using pepper jack. I will have to try that next time. And I’m pretty sure there is never a thing as too much cheese when it comes to nachos : )

  31. Anne September 25, 2010

    We loved it! We also used a cup of the cheeses instead of a half cup and pepper Jack instead of plain Jack. It was wonderful!!!!!

  32. Deseree February 9, 2010

    Thanks Ken! :)

  33. ken February 3, 2010

    THIS IS VERY VERY GOOD, I MADE IT TWICE NOW , ITS FAST & EASY & ITS A BIG HIT TY , Ken B. THE horseman FROM OREGON ,

  34. Tim Bennett February 3, 2010

    It’s superbowl Sunday and I’m going to make your receipe it looks great thank you
    Tim Bennett

  35. Shirlee February 3, 2010

    This sounds great! Do you maintain a cookbook for individuals at this site or do we have to download and print? Right now my printer is being obstinate and won’t print anything off the web. My daughter [the almost resident comp. guru hasn’t had time to come and fix it, yet.”soon” she says].

  36. Deseree November 21, 2009

    Letty- that would be a great substitution. I’ll have to try it. Thanks!

  37. letty November 18, 2009

    Thinking this would be ultra good w/ chorizo fried up and added rather than beef. Zing!

  38. Deseree November 15, 2009

    Thank you Kevin!

  39. Kevin November 14, 2009

    What a tasty looking dip!

  40. Deseree November 9, 2009

    You’re welcome Gary! I’m glad you enjoyed it :)

  41. Gary November 7, 2009

    Made this one tonight at the house… another hit Des.

    Thanks for the recipe.

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